There are many title troubles that can arise to cause the loss of a home, business property or mortgage investment. Title troubles, called hidden hazards, are not disclosed by the most careful search of the public records, rendering your title fatally defective. Owner's title insurance protects you as well as your heirs from financial loss caused by title troubles. The title insurer, without any expense to you, will defend you against any attack on the title to your property as insured. Some of the more frequently occurring troubles include improper recordation or abstraction of the title to your property, or a routine search of the land title records may not have uncovered discrepancies and irregularities in the title, or there could be a hidden title defect that even the most thorough search wouldn't uncover. Defects such as fraud, forgery, missing heirs, impersonation, boundary overlaps, tax liens or the rights of divorced persons also create title troubles. Some of them may be discovered months or years after you purchase real estate. Contact us to see how you can avoid title troubles.